This website is operated by TREASURE BOOK OPC and whose registered address is 212-B Osmena East Commonwealth Residences, Matandang Balara Quezon City. Treasure Book is committed to protecting and upholding the privacy of those who visit our website or communicate with us online. This policy explains how we handle any personal information you provide us via our website or that we obtain from you. We now reaffirm that we will safeguard your information and adhere strictly to all applicable Data Protection Laws and Regulations. Please carefully read the following to learn what happens to any personal information you choose to provide us or that we learn about you when you visit this website. By visiting our website, https://treasurebookopc.com, you are accepting and consenting to the practices described in this policy.

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1. Types of Information we may collect from you

The following types of personal information about users of our website may be collected, stored, and used by us:

 

Information You Submit Via our Services. In the course of using our Services, you may provide us with a variety of information, such as contact details (such as your name, email address, phone number, and social media username); account details; payment and financial details; educational details (such as your school and year of graduation); demographic details (such as your gender, race, and work history); and details of your interests and preferences. Through text chat or other means, you may be able to interact and work together using some features. This content is referred to as "User Content" and can be seen, created, reproduced, submitted, displayed, performed, and/or shared. 

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Note that our servers may record user-to-user communications, note-taking you do within our systems, and exercise corrections by instructors, and we may retain the records of the content of any such communications and interactions.

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Registration to become a Professional: When you sign up to be a Professional, we will obtain information from you such as your academic and professional history, email address, photo, and country of residence, as well as data we need to process payments to you, such as the details of your bank account, social security number, or taxpayer identification number, as necessary for arranging payment and to adhere with related legal obligations.

Information from Third Parties. We might obtain information about you from outside sources, including data providers who supplement the information we already have about you, information that is already in the public domain, partners with whom we collaborate to provide our services to their subscribers, loan partners, or outside sources that you incorporate into the Services, like social media sites.

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Chat Boxes. When you use our Let's Chat Box, we may record your conversations and utilize the data you give us to help you during the chat session and to enhance our services.

1. How We Use Your Personal Information

We reserve the right to use non-personal information for any reason, including marketing, research, and advertising. We also utilize the data we gather, including personal data and use data, in the ways described in this privacy statement and as follows:

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To provide our Services, including to:

• allow you to register your account and participate in community forums or learning activities;

• to fulfill and track your orders, and process returns, including processing your financial information and payment methods to complete your transactions;

•  to contact you to respond to your questions, feedback, or requests or to provide you with technical support;

To personalize our Services, including to:

• provide recommendations to you when you use our Services ;

• to provide information on products or services we think you may be interested in, including special offers and promotions from us, our advertisers, and third-party partners, using the contact information you provide or displaying them to you when you use our Services or elsewhere online;

To optimize our Services, including to:

• to recognize you across our Services and across your devices;

• to improve the Services, which may include tracking traffic, usage, trends and navigation patterns related to your activities on the Services and combining third-party data with your information;

For administrative, legal, and internal purposes, including to:

• advise you of changes to our services that may have an impact on your account or your use of our services, including, at our discretion, changes to our policies; communicate with you about the services, content, features, or items you use or request;

• to respond to subpoenas, court orders or legal processes, or to establish or exercise our legal rights or defend against legal claims;

• for internal business purposes, which may include sharing information with other businesses, attorneys, courts, or other government bodies in order to protect our or third parties' rights or interests, verify your identity, stop fraud or other illegal activity, stop imminent bodily harm, or otherwise protect ourselves and you from people who are violating our terms of service; and

In any other way we describe when you provide your information to us, or otherwise with your prior consent.

 

1. How We Share Your Information

Any information gathered through the Services may be combined, pseudonymized, de-identified, and/or anonymized so that it can no longer be connected to you individually in the manner mentioned above. This non-personal information may be given to third parties for marketing and other uses.

Additionally, we may disclose the data we have about you, including personal information and usage data, as disclosed at the time you provide us with information or your consent, and as described in this Privacy Policy, including:

Professionals/Clients. If you subscribe to our service, your User Content and profile information, such as your name, profile picture, and, depending on which of our services you want, your email address and any other information you choose to provide in your profile or via the communication tools used for the service, will be accessible to professionals or other clients (if you are a client) or clients (if you are a professional).

 

For Administrative and Legal Reasons. We reserve the right to use or disclose any information as necessary to comply with applicable laws, rules, or legal requests; to maintain the security and integrity of the Services, including to prevent fraud; to respond to your requests; to assist with criminal investigations; to look into claims of intellectual property infringement; and to protect and defend the legal rights and/or property of DirectMe and any of our subsidiaries.

1. How Long We Retain Your Information

We will retain your personal information for as long as it is advisable for the purposes outlined in this policy, taking into account how long it will take us to: provide you with the Services you have requested; honor the choices and rights you have requested; fulfill our contractual obligations; enforce our Terms of Use for the Services; and abide by legal and regulatory requirements. Unless otherwise specified within our Services, we keep your personal information as long as you have an account with us, as long as you use our Services, and as long as you continue to visit us.

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Thank you for subscribing.

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If a client gets scammed of the service availed, a refund can be agreed to compensate. We invite you to review our policy on refunds on your transactions. The following terms are applicable for any service that subscribed with us. 

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Interpretations

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following terms:

 

Conditions for Refund

In order for the service to be eligible for the refund to be processed, please make sure that:

The service was employed in the last 7 days. Note that only a percentage will be refunded to you. You must inform us of your decision by means of a clear statement. You can inform us of your decision and clarification about the refund by sending an email to treasurebookopc.com

 

We recommend an insured and trackable mail service. We are unable to issue a refund without proof of transaction.

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We shall not be held responsible for any content that appears on your Website. You agree to protect and defend us against all claims that are rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third-party rights.

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To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

• limit or exclude our or your liability for death or personal injury;

• limit or exclude our or your liability for fraud or fraudulent misrepresentation;

• limit any of our or your liabilities in any way that is not permitted under applicable law; or

• exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort, and for breach of statutory duty.

As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.

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